Risk Profile Report

John Smith #1815 - Survey filled Jan. 22, 2019, 6:25 p.m.

58
willingness

to take risk

HIGH
ability

for risk

Risk profiling assists your financial advisor to find suitable investments based on your specific attitudes and circumstances.

Your profile is a combination of factors which affect how much investment risk you are willing and able to take. Willingness factors are associated with your mental state while ability factors relate to your financial situation.

Your willingness to take risk

Your willingness to take risk is 58 which means you are in the top third of the population.

The chart below shows your willingness score compared to the population and your group. Placing you in a group of people with similar characteristics to you allows us to make predictions about investments that you will be comfortable with. Your willingness score of 58 places you in willingness group 5, which is the third highest of 7 risk groups.

YOUR WILLINGNESS SCORE

Your willingness to take risk is in the top third of the population

People in risk group 5 typically look for medium to high risk investments, are slightly less concerned with potential losses than they are with potential gains and are potentially more familiar with investment concepts than the average person.

Your investment attitude

If you were looking to invest a large sum of money, you would likely invest it in higher risk instruments such as an index of shares and/or several shares. Earning a higher than average or above inflation rate of return is important to you and you are happy to allocate a majority of your assets to higher-risk investments to achieve this.

If the market were to fall 25% you would look to move money into safer assets while selling riskier ones. You feel comfortable after making a stock investment, are slightly more occupied with potential gains than you are with potential losses and you think you are an average risk taker.

Your investment behaviour

Historically you have made financial decisions with average amounts of risk and have rarely if ever invested large amounts of money into risky investments for the thrill of seeing how they perform.. You plan in the future to make investments with a medium degree of risk and you are indifferent about deferring capital gains tax.

Financial knowledge

You understand investment basics and you sometimes watch business news on TV or read about it in the newspaper. This means you're somewhat comfortable with making your own investment decisions.

Your ability to take risk

Your ability to take risk category is HIGH which means that you have plenty of assets or time available to you to ride out a potential fall in riskier assets such as the stock market. Your ability to take risk falls in the top category of 3.

  • HIGH
  • MID
  • LOW

Score Calculation

From your individual circumstances to your final Stackup Risk Score.

Your risk score is the combination of factors into a portfolio allocation. This is part art, part science and takes input from your financial advisor to tailor your factors.

  • You are currently invested similarly to:
    and comfort portfolio:

    2

    of 7
  • Your willingness risk score

    58

  • Your ability risk score

    HIGH

  • Suggested SRS

    SRS 61

  • Financial Advisor input

    Final balance

  • Your Stackup Risk Score

    and comfort portfolio

    5

    of 7

SRS 61

A balanced asset allocation with moderate to high volatility and return

A Stackup Risk Score of 61 places you in the third highest of 7 portfolio allocation bands which is a moderate to high growth and volatility 60% stock, 30% bond, 10% cash asset class mix.

Current: portfolio 2

Currently 30% shares

Comfort: Portfolio 5

Comfort is 60% shares

Thanks John, your signed risk profile has been received.

Client Copy - Signed Risk Profile